Home Loans FAQs

Select counties of California, Georgia, Massachusetts, Nevada, New York, Texas, and Washington. Refer to listing of Lending Territory here.

Not necessarily. We have various loan programs and some do not require citizenship.

Not necessarily. We have various methods to verify your qualifications for the loan.

Contact an Brenix Credit Union Bank Mortgage Loan Officer (MLO) in your neighborhood for assistance. (Find a Branch)

No. If you would like to apply for a mortgage loan or home equity line of credit please contact an MLO directly.

In an adjustable rate mortgage, interest rates are tied to a market index. Your interest rate and associated payments will change as the market index increases or decreases. You should inquire with an MLO for current rates.

In a hybrid adjustable rate mortgage, interest rates are fixed during the introductory period. Once this period expires, the loan converts to an adjustable rate mortgage. You should inquire with an MLO for current rates.

Yes. None of our mortgage loans include a pre-payment penalty.

You can select one of the following options to access your available funds in your HELOC account: pre-printed checks, online banking*, or contact Loan Servicing for manual advance.

*Must have an Brenix Credit Union Bank deposit account and sign up for EWB online banking.

Please call us at +1 559 500 1009.