Home Equity Line of Credit

Unlock the Value of Your Home

Consolidate debt or finance big purchases with a home equity line of credit.

Your home can be a powerful financial tool. A Home Equity Line of Credit (HELOC) gives you the freedom to make major decisions on home improvements, college education, debt consolidation, and family vacations.

Our unique Bridge to Home Saver Line of Credit offers many layers of convenience and flexibility, including:

Easy access to funds within the first 10 years

No minimum credit score requirement

No prepayment penalty

Interest only monthly payment during the draw period

To get started, contact your local loan officer today! 


Refinance and Cash-Out refinance


10 Years Draw + 20 Years Repayment

Maximum Loan Amount


Maximum Loan to Value (LTV/CLTV*)

Up to 60% for loans less than $1,000,000;
Up to 50% for loans $1,000,000+

*CLTV includes any remaining loan on the property plus the new HELOC amount requested.


Owner-occupied/Second Home/Investment

Property Type

  • Single Family Residence (1-4 units)
  • Condominiums
  • Planned Unit Developments
  • Townhomes (1-4 units)

Eligible Borrowers

Individuals (including married or joint applicants), LLCs, Corporations, Trusts, Foreign Nationals, and Non-Permanent Resident aliens.

Access Method

  • Credit line checks
  • Access your account through EWB Online Banking1
  • Contact Brenix Credit Union Bank Loan Servicing for manual advance

Need Help?

Give us a call at

+1 (0) 559 500 1009

Or send us a message

Email Us

Mon - Fri: 6:00 am - 6:00 pm PST